Primary Tradeline Package: $65,000 Line Of Credit

• Auto Loan Lender: Regions Bank
• Credit Card Lender: Chase Bank
• Auto Loan Credit Limit: $50,000
• Credit Card Credit Limit: $15,000
• Auto Loan Account Age: 5 Years
• Credit Card Account Age: 4 Years
• Posting Date: 14 days
• Bureaus: All Three
• Stays On: 3 Years

Our primary tradelines are accounts purchased through collection agencies. We carefully select positive, good-standing accounts from the collection agency portfolios.

Once we identify accounts that can be reported on all three credit bureaus, we list them on our website.

When you purchase primary tradelines from us, we reassign them under your credit information, which you’ll provide on our primary tradeline reporting form.

We request and submit your information, along with the purchased accounts, to the original creditor who opened the account and conducted business with. The creditor will update the positive account’s information with yours as the primary account holder. Since we own the accounts, when you pay us for the debt, we simply transfer it to you. Once you purchase it, you’ll own it outright.

Once the original creditor reassigns the primary tradelines, we provide the accounts and report them to the three credit bureaus, which takes approximately two weeks.